curl --request POST \
  --url https://your-instance.example.com/api/application-trigger \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "phoneNumber": [
    {
      "value": "+14155550123",
      "isActive": true
    }
  ],
  "firstName": "Jane",
  "lastName": "Doe",
  "name": "Refi 2026-05",
  "status": "submitted",
  "amount": 425000,
  "loanType": "conventional",
  "applicationDate": "2026-05-18",
  "notes": "Referred by Brenda"
}
'

{
  "success": true,
  "message": "Application received successfully",
  "data": {
    "application": {
      "_id": "66b0a0b0c0d0e0f0a0b0c0d0",
      "name": "Refi 2026-05",
      "status": "submitted",
      "amount": 425000
    },
    "contact": {
      "id": "65c2d0e0f0a0b0c0d0e0f0a0",
      "phoneNumber": [
        {
          "value": "+14155550123",
          "isPrimary": true
        }
      ],
      "firstName": "Jane",
      "lastName": "Doe"
    }
  }
}